{"id":8354,"date":"2022-02-15T21:23:02","date_gmt":"2022-02-15T13:23:02","guid":{"rendered":"https:\/\/visioonbusinesssolutions.com\/training\/?page_id=8354"},"modified":"2022-02-15T21:44:05","modified_gmt":"2022-02-15T13:44:05","slug":"aml-cft-tfs-compliance-a-need-to-protect-business-personal-data-protection-act-2010-pdpa-2010","status":"publish","type":"page","link":"https:\/\/visioonbusinesssolutions.com\/training\/aml-cft-tfs-compliance-a-need-to-protect-business-personal-data-protection-act-2010-pdpa-2010\/","title":{"rendered":"AML\/CFT &#038; TFS : COMPLIANCE A NEED TO PROTECT BUSINESS &#038;  PERSONAL DATA PROTECTION ACT 2010 (PDPA 2010)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8354\" class=\"elementor elementor-8354\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d8a558 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"3d8a558\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a5f41ff exad-glass-effect-no exad-sticky-section-no\" data-id=\"a5f41ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-357d5d63 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"357d5d63\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e924cab exad-glass-effect-no exad-sticky-section-no\" data-id=\"e924cab\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e2c26f5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"7e2c26f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"525\" height=\"350\" src=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2022\/02\/data-protect-1024x683.jpg\" class=\"attachment-large size-large wp-image-8363\" alt=\"\" srcset=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2022\/02\/data-protect-1024x683.jpg 1024w, https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2022\/02\/data-protect-300x200.jpg 300w, https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2022\/02\/data-protect-768x512.jpg 768w, https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2022\/02\/data-protect-600x400.jpg 600w, https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2022\/02\/data-protect.jpg 1200w\" sizes=\"(max-width: 525px) 100vw, 525px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7774b725 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"7774b725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Course Information <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48876c9e elementor-position-left elementor-vertical-align-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image-box\" data-id=\"48876c9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2021\/03\/date.png\" class=\"attachment-thumbnail size-thumbnail wp-image-7375\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Date : <\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65480f60 elementor-position-left elementor-vertical-align-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image-box\" data-id=\"65480f60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2021\/03\/time.png\" class=\"attachment-thumbnail size-thumbnail wp-image-7376\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Time : 9:00am - 5:00pm<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f2e71b4 elementor-position-left elementor-vertical-align-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image-box\" data-id=\"5f2e71b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2021\/03\/duration.png\" class=\"attachment-thumbnail size-thumbnail wp-image-7377\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Duration : Full Day<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-241c18d1 elementor-position-left elementor-vertical-align-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image-box\" data-id=\"241c18d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2021\/03\/accredation.png\" class=\"attachment-thumbnail size-thumbnail wp-image-7378\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Accredetation : <\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-614f01d9 elementor-position-left elementor-vertical-align-top exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image-box\" data-id=\"614f01d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"26\" height=\"26\" src=\"https:\/\/visioonbusinesssolutions.com\/training\/wp-content\/uploads\/2021\/03\/points.png\" class=\"attachment-thumbnail size-thumbnail wp-image-7379\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">SIDC CPE points : <\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7564fa1b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"7564fa1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38cc2373 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-modal-popup\" data-id=\"38cc2373\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"exad-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\r\n\t\t<div class=\"exad-modal\">\r\n\t\t\t<div class=\"exad-modal-wrapper\">\r\n\r\n\t\t\t\t<div class=\"exad-modal-button exad-modal-btn-fixed-width-no\">\r\n\t\t\t\t\t<a href=\"#\" class=\"exad-modal-image-action image-modal\" data-exad-modal=\"#exad-modal-38cc2373\" data-exad-overlay=\"yes\" >\r\n\t\t\t\t\t\t<span class=\"exad-modal-action-icon-\">\r\n\t\t\t\t\t\t\tJOIN\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t<div id=\"exad-modal-38cc2373\" class=\"exad-modal-item modal-vimeo top-to-middle shortcode exad-content-overflow-x-yes exad-content-overflow-y-yes\" data-exad_modal_prevent_page_scroll=\"no\" >\r\n\t\t\t\t\t<div class=\"exad-modal-content\">\r\n\t\t\t\t\t\t<div class=\"exad-modal-element \">\r\n\t\t\t\t\t\t\t\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7638\" class=\"elementor elementor-7638\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cb4dc79 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"3cb4dc79\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d1cb6a8 exad-glass-effect-no exad-sticky-section-no\" data-id=\"3d1cb6a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59f0e3bf exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"59f0e3bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ffad439 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4ffad439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For course registration please contact admin, we are committed to answer all enquiries within 24 hours on business days.<\/p><p class=\"lead\"><strong>visioonbs@gmail.com<\/strong><br \/><strong>+603 6263 2995<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"exad-close-btn\">\r\n\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"exad-modal-overlay\" data-exad_overlay_click_close=\"yes\"><\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6fbacd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"c6fbacd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-71bd9f09 exad-glass-effect-no exad-sticky-section-no\" data-id=\"71bd9f09\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b5a49b5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"4b5a49b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Programme Overview<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7655206c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"7655206c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The one day training session is part of series of anti-money laundering, counter terrorism financing and targeted financial sanctions training which is imposed under Section 19(2)(b) of the Malaysian Anti-Money Laundering, Anti-Terrorism Financing &amp; Proceeds of Unlawful Activities Act 2001 (AMLA 2001) on Investment Banks.<\/p><p>The training session cum refresher covers the offences of money laundering, terrorism financing and targeted financial sanctions under AMLA 2001 including reporting obligations, reported cases and measures taken by Bank Negara Malaysia and Securities Commission in prevention of money laundering, terrorism financing and targeted financial sanctions in Malaysia. <br \/>The training session is design for Investment Banks in order for them to gain further insight into emerging trends of money laundering and terrorism financing to establish an effective global compliance.<br \/><br \/>To encourage interaction and assist the participants to connect to the subject matter, the training session uses practical examples with an ultimate objective of strengthening &#8220;Compliance&#8221; in protecting the capital market industry.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-320c7055 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"320c7055\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Programme Objective<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63a9bc0a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"63a9bc0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Upon completion of the above programme, participants will be able to:<\/p><ul><li>Realize method &amp; practical issues relating to the law, risk &amp; opportunities for money laundering, financing of terrorist and targeted financial sanction.<\/li><li>Analyse challenges faced by the Reporting Institution in balancing business and compliance.<\/li><li>Examine the need for \u201cintegrity\u201d towards improving Financial and Personal Data protection in the financial industry.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5939734 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"5939734\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Programme Outline<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bfba55 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4bfba55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\"><strong>OVERVIEW OF AML\/CFT &amp; TFS REGULATIONS<\/strong><\/span><\/p><ul><li>Latest status of AML\/CFT &amp; TFS regulations in Malaysia and the need for Reporting Institutions to comply with the requirements &amp; standards in BNM AML\/CFT &amp; TFS policy.<\/li><li>Summary of Issues during Financial Crime Conference 2019<\/li><li>Key changes in BNM New AML\/CFT &amp; TFS Policy from 1st June 2020.<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>ANTI-MONEY LAUNDERING, ANTI-TERRORISM FINANCING &amp; PROCEEDS OF UNLAWFUL ACTIVITIES ACT 2001 [AMLA 2001]<\/strong><\/span><\/p><ul><li>Brief outline of AMLA 2001 and importance of 1st and 2nd Schedule.<\/li><li>Reporting institution\u2019s key obligation under AMLA 2001 \u2013 Are you complying?<\/li><li>Power of competent authority \/enforcement agencies to compound offences.<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>MONEY LAUNDERING RISK &amp; CHALLENGES<\/strong><\/span><\/p><ul><li>Possible changes in AML\/CFT &amp; TFS risk, approach, and trend.<\/li><li>Emerging crimes during MCO and Covid-19 pandemic.<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>TERRORISM FINANCING &amp; TARGETED FINANCIAL SANCTIONS RISK &amp; CHALLENGES<\/strong><\/span><\/p><ul><li>Terrorism financing risk-has it been mitigated.<\/li><li>Proliferation financing as part of targeted financial sanction (TFS).<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>IMPLICATION OF NON-COMPLIANCE<\/strong><\/span><\/p><ul><li>Latest review of reported cases of non-compliance\/settlement.<\/li><li>Possible bigger fine\/revocation of license by regulator.<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>SC\/ BNM POLICY ON ANTI-MONEY LAUNDERING, COUNTERING FINANCING OF TERRORISM AND TARGETED FINANCIAL SANCTIONS FOR FINANCIAL INSTITUTIONS (AML\/CFT AND TFS FOR FIs)<\/strong><\/span><\/p><ul><li>Risk Based Approach via risk assessment, risk profiling and risk mitigation during KYC process\/ On-Boarding Process on new\/existing customer.<\/li><li>Simplified CDD as part of on-boarding process for low risk customer.<\/li><li>Cessation of PEP\u2019s status for holders of prominent public function [ applicable under BNM policy].<\/li><li>Reporting institute ability to delay\/reject\/ exit if usable to satisfactory complete CDD.<\/li><li>Guidance on beneficial ownership identification &amp; verification.<\/li><li>Importance of customer verification and monitoring (Inc. On-going due diligence &amp; On-going monitoring).<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>PERSONAL DATA PROTECTION ACT 2010 (\u201cPDPA 2010\u201d)<\/strong><\/span><\/p><p>The challenges in managing personal data in commercial transactions &amp; importance of implementing the 7 Principles of Data Protection under PDPA 2010 :-<\/p><ul><li>The General Principle<\/li><li>The Notice and Choice Principle<\/li><li>The Disclosure Principle<\/li><li>The Security Principle<\/li><li>The Retention Principle<\/li><li>The Data Integrity Principle<\/li><li>The Access Principle<\/li><\/ul><p><span style=\"text-decoration: underline;\"><strong>PDPA CODE OF PRACTICE FOR BANKING &amp; FINANCIAL SECTOR<\/strong><\/span><\/p><p>Application of the 7 Principles of Data Protection under PDPA 2010 in the banking sector.<\/p><ul><li>Possible penalties imposed for non-compliance and the impact on the Bank<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aedcd19 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"7aedcd19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e176be exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-modal-popup\" data-id=\"6e176be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"exad-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\r\n\t\t<div class=\"exad-modal\">\r\n\t\t\t<div class=\"exad-modal-wrapper\">\r\n\r\n\t\t\t\t<div class=\"exad-modal-button exad-modal-btn-fixed-width-no\">\r\n\t\t\t\t\t<a href=\"#\" 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elementor-element-4ffad439 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4ffad439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For course registration please contact admin, we are committed to answer all enquiries within 24 hours on business days.<\/p><p class=\"lead\"><strong>visioonbs@gmail.com<\/strong><br \/><strong>+603 6263 2995<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"exad-close-btn\">\r\n\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"exad-modal-overlay\" 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class=\"elementor-button-text\">Back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Course Information Date : Time : 9:00am &#8211; 5:00pm Duration : Full Day Accredetation : SIDC CPE points : JOIN Contact Us For course registration please contact admin, we are committed to answer all enquiries within 24 hours on business days. visioonbs@gmail.com+603 6263 2995 Programme 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